Super visa insurance for parents
Program Introduced in 2011, The supervisa is an option for parents and grandparents of Canadian citizens and permanent residents to visit relatives and friends in Canada for extended periods without the need to renew their temporary status in Canada. Among the income eligibility requirements for a parent and grandparent supervisa is proof of valid supervisa insurance for Canadain providers. This specific type of insurance ensures that visitors can cover their unexpected medical costs if they become sick or injured in Canada or side trips. Super visa insurance takes care of the cost of emergency medical visits to the hospital or walk-in clinics and dental care, hospitalization, prescription medication, and repatriation of remains.
Need insurance? We have you covered.
Get the Perfect Super Visa Health Insurance Plan
Monthly Payment Plan
Paying for Super Visa medical insurance monthly is convenient and affordable. It is available for coverage of $100,000, $150,000, or $200,000 and can be purchased for a one- or two-year period. Click here to get your monthly payment quote! You can purchase a monthly payment medical insurance policy for two years if you plan to stay in Canada for two years. Your rates will remain the same for two years, regardless of whether the company raises its travel rates or if insurance rates increase due to your age. You only pay for the time you spend in Canada. Upon proof of return to the country of origin, payments cease and extra total monthly payments paid are refunded, regardless of claims.
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Deductibles
Deductibles are the expenses you are obliged to pay out of pocket when you make a claim.
There are six options for deductibles to choose when applying for medical insurance: 0 dollars, $75 dollars, $100 dollars, $250 dollars, $500 dollars, $1,000 dollars, $3,000 dollars, $5,000 dollars, $10,000 dollars. The cost of your super visa health insurance depends on the amount of deductible you choose. If the deductible amount is higher, you’ll pay a lower insurance premium: the discount ranges from 5% to 45%, based on the plan and the deductible amount.
Coverage for Pre-existing Medical Conditions
The Super Visa health insurance covers unexpected, unforeseen sickness or injury requiring immediate medical attention for visitors to Canada. There could be an unexpected complication of a stable pre-existing chronic condition (if the policy covers pre-existing medical conditions)
Injuries, illnesses, or diseases that exist before and on the date insurance is effective are considered pre-existing medical conditions, such as High blood pressure (or hypertension), heart problems, lung problems, diabetes, etc. For example, if the applicant is taking medications for high blood pressure at the time of application, they have a pre-existing condition.
Most Super Visa visitor’s medical insurance plans pay for emergency medical expenses relating to pre-existing medical conditions, which have been STABLE for 90 -180 days (depending on the plan and your age) before the policy’s effective date.
STABLE Means:
The Super Visa Visitors to Canada insurance covers emergency medical expenses to eliminate this emergency. However, this policy does not cover ongoing medical care. During the period of coverage, if you have a pre-existing medical condition that meets the stability requirements stated in the policy, you may experience new, unexpected symptoms relating to this condition.
Regular check-ups, medications, and procedures are not covered to maintain a pre-existing medical condition.
Changing Your Travel Dates
You need to include a tentative effective date in your Super visa medical insurance application. According to the confirmation of your policy, the effective date is the day on which your coverage starts. The date may be when you plan to arrive in Canada or when your super visa should be issued.
Before the effective date indicated on your policy confirmation, you can adjust your travel dates. Below are the typical scenarios
The insurer may charge you an administration fee if you request a change of travel dates after the policy effective date and you are not in Canada at that time. There may be no way for you to get a refund or change your policy after you’ve arrived in Canada after the policy’s effective date.
It is general information. We can provide consultation regarding the plans available on this website.
How to get a Super Visa insurance quotes
What does super visa medical insurance cover?
Super Visa Medical Insurance can take care of most of the treatment expenses. There are other benefits as well. Here’s a list, have a look:
Documents Needed for Super Visa
Are you applying for a Super Visa for your Family Members?
Let’s have a look at the Documents you need to apply for this. CIC Forms –
Other Documents List:
Photocopy of the Passport/Travel Document, including
- Passport Number
- Issuance and expiry date
- Photo, name, date and place of birth